POLICY STATEMENTS FOR
E-COMMERCE:
- DELIVERY POLICY: Payment of a deposit
insurance premium for a pending insurance application does not
assure that the policy is in effect. Only the insurance company can
bind the insurance coverage after underwriting and reviewing the
application. Insurance premiums paid online after the application
has been approved ("in-force policy") however, will be
immediately forwarded to the insurance company and will continue the
policy in-force.
- REFUND POLICY: If the insurance
application is declined, the premium will be refunded in full
immediately. Refunds of insurance premiums paid for an in-force
policy (ie. after the insurance application has been accepted by
the insurance company), will be refunded in accordance with the
refund policies of the insurance company. If the cancellation is
made after the effective date of the policy, than there will be some
reduction in the refund based on the time for which the policy is in
effect.
- PRIVACY POLICY: Information provided
by the applicant for the purpose of obtaining insurance coverage
will be given to the insurance carrier by the brokers office as
requested by the carriers normal procedures. No other person or
entity will have access to this information. The client will have to
provide a release for any confidential information to be released to
3rd parties.
|